Oxide Banking | Advanced Banking System for QBCore

Transform your server's economy with a fully-featured, immersive banking experience.

Overview

Oxide Banking is a comprehensive financial system designed to replace qb-banking with a realistic, feature-rich simulation. From savings accounts and investments to credit scores and business banking, players gain the tools to manage their wealth like never before.

This resource is a drop-in replacement for qb-banking. All existing exports and callbacks are maintained, ensuring seamless compatibility with your existing scripts.

Features

Core Banking

• Multiple Account Types — Checking, Savings, Shared, Job & Gang accounts
• Account Tiers — Basic, Premium, and Business tiers with unique limits and perks
• Deposits & Withdrawals — Daily limits with full transaction logging
• Internal & External Transfers — Move money between accounts or to other players
• Transaction History — Searchable, filterable account statements
• Bank Cards — Order cards with secure, hashed PIN storage

Savings & Interest

• Savings Accounts — Earn 2× interest compared to checking
• Savings Goals — Set targets with categories, deadlines, and progress tracking
• Compound Interest — Fully configurable interest rates by account type and tier
• Automatic Payouts — Interest calculated and paid on player login

Credit Score System

• FICO-Style Scoring — Dynamic 300–850 credit score
• Multiple Factors — Payment history, utilization, account age, hard inquiries
• Credit History — Track score changes over time
• Loan Eligibility — Credit score directly affects approval and interest rates

Loans

• Multiple Loan Products — Personal, Auto, Emrgency, and Business loans
• Credit-Based Approval — Better scores unlock higher limits and lower rates
• Automatic Payments — Scheduled processing with late fees
• Early Payoff — Pay loans early to improve credit score

Investments & Certificates

• Investment Products — Savings Bonds, Stock Index Fund, Crypto Fund, Real Estate Trust
• Market Simulation — Bullish, bearish, boom, and crash cycles
• Market Momentum — Previous performance influences future trends
• Certificates of Deposit — Fixed-term investments with guaranteed returns
• Portfolio Dashboard — Track value, gains/losses, allocation, and risk
• Early Withdrawal Penalties — Dynamic penalties based on remaining term

Security

• Two-Factor Authentication — Optional 2FA for high-value transactions
• Fraud Detection — Automatic flagging of suspicious activity
• Account Freezing — Admin-controlled freezes with reason tracking
• Transaction Alerts — Configurable alerts for deposits, withdrawals, and transfers

Business Banking

• Invoicing System — Create and send invoices to players
• Expense Tracking — Log and categorize business expenses
• Financial Reports — Generate detailed business reports
• Overdue Processing — Automatic late fees on unpaid invoices

ATM & Bank Locations

• Configurable Locations — Simple coordinate-based setup
• qb-target Integration — Seamless interaction support
• PolyZone Support — Define custom bank zones

In-Game Time Integration

• qb-weathersync Support — Uses in-game time for all calculations
• Configurable Day Length — Define your own days-per-year
• Real-Time Fallback — Functions without weathersync

Admin Tools

• /freezeaccount & /unfreezeaccount — Manage frozen accounts
• /setcreditscore — Adjust player credit scores
• /viewplayeraccounts — Inspect player finances
• /forcedayincrement — Test daily processes
• /forceloanpayments — Manually trigger loan processing
• And many more…

Technical Details

• Framework: QBCore
• Database: oxmysql (MySQL)
• UI: Modern Vue 3 interface with responsive design
• Performance: In-memory caching with lazy loading
• Security: Hashed PINs, rate limiting, atomic operations

Dependencies

• qb-core
• oxmysql
• qb-weathersync (optional, for in-game time)

What's Included

• Full source code (config, locales, and UI)
• SQL installation & migration scripts
• Comprehensive configuration files
• English localization (easy to extend)

Support

• Documentation included
• Discord support available
• Regular updates and bug fixes

Elevate your server’s economy.
Give your players a banking experience built to last.